Terms and Disclaimer

Terms of Use

The following Terms of Use are entered into by and between you and Invest Like Aysha AG, Chamerstrasse 172, 6300 Zug (“Company”, “we”, or “us”).

The following Terms of Use, together with any documents they expressly incorporate by reference (collectively, these “Terms of Use”), govern your access to and use of www.investlikeaysha.com  (the “Website”), including any content, functionality and services offered on or through www.investlikeaysha.com, whether as a guest or a registered user.

Please read the Terms of Use carefully before you start to use the Website. By using the Website or by clicking to accept or agree to the Terms of Use when this option is made available to you, you accept and agree to be bound and abide by these Terms of Use and our Privacy Policy, incorporated herein by reference. If you do not want to agree to these Terms of Use including the agreements incorporated by reference herein, you must not access or use the Website.

PRIVACY

Your use of the Website is also subject to the Company’s Privacy Policy. Please review our Privacy Policy, which also governs the Website and informs users of our data collection practices. Your agreement to the Privacy Policy is hereby incorporated into these Terms of Use.

FOR EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY

The information contained on this Website, the resources available for download through this Website, the live and recorded presentations, and the paid courses, programs, and associated material are FOR EDUCATION AND INFORMATION PURPOSE ONLY. The information contained on this Website and the resources available for download through this Website and the paid courses, programs, and associated material is not intended as, and shall not be understood or construed as investment, crypto-asset, financial, tax, legal or any other professional advice.

The company points out in particular that the information contained on this Website, the resources available for download through this Website, the live and recorded presentations, and the paid courses, programs, and associated material shall not be understood or construed as formal financial advice or investment advice AND IS NOT A SUBSTITUTE FOR FINANCIAL ADVICE FROM A PROFESIONAL WHI IS AWARE OF THE FACTS AND CIRCUMSTANCES OF YOUR INDIVIDUAL SITUATION. 

INTERNATIONAL USERS

The Website is controlled, operated and administered by the Company from our offices within Switzerland. If you access the Service from a location outside Switzerland, you are responsible for compliance with all local laws. You agree that you will not use the Company content accessed through the Website in any country or in any manner prohibited by any applicable laws, restrictions or regulations.

TERMINATION AND ACCESS RESTRICTION

The Company reserves the right, in its sole discretion, to terminate your access to the Website and the related free services or any portion thereof at any time, without notice.  

EMAIL AND OTHER ELECTRONIC COMMUNICATIONS

Visiting the Website or sending emails to the Company constitutes electronic communications. You consent to receive electronic communications and you agree that all agreements, notices, disclosures, and other communications that we provide to you electronically, via email and on the Website, satisfy any legal requirement that such communications be in writing.

There are various places on this Website that provide you the ability to send an electronic communication to the Company. As set forth more fully in our Privacy Policy, your email correspondence will be used exclusively for processing the correspondence, but we cannot guarantee the security of such communications and cannot guarantee that we would not be required to disclose such communications as a result of a court order.

NO UNLAWFUL OR PROHIBITED USE AND INTELLECTUAL PROPERTY

As a condition of your use of the Website, you warrant to the Company that you will not use the Website or any of the resources available for download from the Website for any purpose that is unlawful or prohibited by these Terms of Use. You may not use the Website or any of the resources available for download from the Website in any manner that could damage, disable, overburden, or impair the Website or interfere with any other party’s use and enjoyment of the Website. You may not obtain or attempt to obtain any materials or information through any means not intentionally made available or provided for through the Website.

All content on the Website, such as text, graphics, logos, images, as well as the compilation thereof, and any software used on the Website, is the property of the Company or its suppliers and protected by copyright and other laws that protect intellectual property and proprietary rights. You agree to observe and abide by all copyright and other proprietary notices, legends or other restrictions contained in any such content and will not make any changes thereto.

You will not modify, publish, transmit, reverse engineer, participate in the transfer or sale, create derivative works, or in any way exploit any of the content, in whole or in part, found on the Website or any of the resources available for download from the Website.

USE OF TEMPLATES AND FORMS

The Company provides various templates and/or forms for download and/or sale on this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our templates and/or forms for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the templates and/or forms in any manner, except for modifications in filling out the templates and/or forms for your authorized use.

By ordering or downloading forms, you agree that the forms you purchase or download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.

USE OF PAID COURSES, PROGRAMS, AND ASSOCIATED MATERIAL

The Company provides various courses, programs, and associated material for sale on this Website. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our courses, programs, and associated material (collectively the “Courses”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Courses in any manner.

By ordering or participating in Courses, you agree that the Courses you purchase or download may only be used by you for your personal use and may not be sold or redistributed without the express written consent of the Company.

By ordering or participating in Courses, you further agree that you shall not create any derivative work based upon the Courses and you shall not offer any competing products or services based upon any information contained in the Courses.

By ordering or participating in Courses, you further agree that you will not create any groups with the other Courses’ participants using the Course or Company’s branding (e.g. Invest at REST Alumni).

COURSES

A description of the Courses together with the duration is available on the course description page.  We will provide the Courses with reasonable care and skill in accordance with the description set out on the course description page.

We reserve the right to vary or withdraw any of the Courses described on the Website without notice.

The course access cannot be paused. To extend the duration of the program, an extension can be purchased separately.

We do not make any guarantee to you that you will obtain a particular result or financial results from your purchase and completion of any of the Courses.

FEES FOR COURSES

The course fee must be either paid in full prior to you attending/accessing the (online) courses or paid according to the defined payment plan. The course content is released according to the program schedule. The course content can be released earlier upon request only if the course was paid in full upfront. 

Any fees charged by your debit or credit card provider in connection with your purchase of Courses are for your own account and the company shall not be responsible for these.

You shall be responsible for all costs you incur in connection with your attendance at any Courses or your access onto any Online Course.

REFUND 

We are really confident that you will be satisfied with our program and it will help you take control of your financial life. Should you however decide that your purchase was not the right decision, we offer a 30-day refund period for Invest at REST.

The 30-day refund period only applies to Invest at REST purchases and not to our Millionaire at REST club subscription.

TERMINATION OF COURSES

We shall be entitled to terminate these terms and cease to provide you with any Courses with immediate effect, without financial compensation, in the event that you:

1. fail to pay when due your Fees;
2. act in an aggressive, bullying, offensive, threatening or harassing or otherwise inappropriate manner towards any employee of the company, any teacher or lecturer who provides the Courses or any student who attends any Course, as deemed by the Company;
3. cheat or plagiarise any work which you are required to prepare or submit in connection with the Services;
4. steal or act in fraudulent or deceitful manner towards us or our employees or any other students who may be on our premises or attending our Courses;
5. commit any criminal offense committed on our premises or where the victim is our employee or student;
6. are in breach of these terms and conditions.

On termination the already downloaded content and materials shall continue to follow the clause “USE OF PAID COURSES, PROGRAMS, AND ASSOCIATED MATERIAL” notwithstanding such termination.

COURSES – FORCE MAJEURE

The company shall not be liable to you for any breach of its obligations or termination under these terms arising from causes beyond its reasonable control, including, but not limited to, fires, floods, earthquakes, volcanoes and other natural catastrophes, terrorism, strikes, as well as in case of death in the trainer’s close family, illness, invalidity, accident or death of the trainer, Government edict or regulation.

USE OF FREE DOWNLOADABLE CONTENT

The Company provides various resources on this Website, which users may access by providing an e-mail address. The Company grants you a limited, personal, non-exclusive, non-transferable license to use our resources provided in exchange for an email address (the “Freemium Content”) for your own personal or internal business use. Except as otherwise provided, you acknowledge and agree that you have no right to modify, edit, copy, reproduce, create derivative works of, reverse engineer, alter, enhance or in any way exploit any of the Freemium Content in any manner.

By downloading the Freemium Content, you agree that the Freemium Content you download may only be used by you for your personal or business use and may not be sold or redistributed without the express written consent of the Company.

By downloading the Freemium Content, you further agree that you shall not create any derivative work based upon the Freemium Content and you shall not offer any competing products or services based upon any information contained in the Freemium Content.

USE OF COMMUNICATION SERVICES

The Website or Courses components may contain bulletin board services, chat areas, news groups, forums, communities, personal web pages, calendars, blog comment sections and/or other message or communication facilities designed to enable you to communicate with the public at large or with a group (collectively, “Communication Services”), you agree to use the Communication Services only to post, send and receive messages and material that are proper and related to the particular Communication Service.

By way of example, and not as a limitation, you agree that when using a Communication Service, you will not: defame, abuse, harass, stalk, threaten or otherwise violate the legal rights (such as rights of privacy and publicity) of others; publish, post, upload, distribute or disseminate any inappropriate, profane, defamatory, infringing, obscene, indecent or unlawful topic, name, material or information; upload files that contain software or other material protected by intellectual property laws (or by rights of privacy of publicity) unless you own or control the rights thereto or have received all necessary consents; upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of another’s computer; advertise or offer to sell or buy any goods or services for any business purpose, unless such Communication Service specifically allows such messages; conduct or forward surveys, contests, pyramid schemes or chain letters; download any file posted by another user of a Communication Service that you know, or reasonably should know, cannot be legally distributed in such manner; falsify or delete any author attributions, legal or other proper notices or proprietary designations or labels of the origin or source of software or other material contained in a file that is uploaded, restrict or inhibit any other user from using and enjoying the Communication Services; violate any code of conduct or other guidelines which may be applicable for any particular Communication Service; harvest or otherwise collect information about others, including e-mail addresses, without their consent; violate any applicable laws or regulations.

The Company has no obligation to monitor the Communication Services. However, the Company reserves the right to review materials posted to a Communication Service and to remove any materials in its sole discretion. The Company reserves the right to terminate your access to any or all of the Communication Services at any time without notice for any reason whatsoever.

The Company reserves the right at all times to disclose any information as necessary to satisfy any applicable law, regulation, legal process or governmental request, or to edit, refuse to post or to remove any information or materials, in whole or in part, in the Company’s sole discretion.

Always use caution when giving out any personally identifying information about yourself in any Communication Service. The Company does not control or endorse the content, messages or information found in any Communication Service and, therefore, the Company specifically disclaims any liability with regard to the Communication Services and any actions resulting from your participation in any Communication Service. Managers and hosts are not authorized as Company spokespersons, and their views do not necessarily reflect those of the Company.

Materials uploaded to a Communication Service may be subject to posted limitations on usage, reproduction and/or dissemination. You are responsible for adhering to such limitations if you upload the materials.

MATERIALS PROVIDED TO THE WEBSITE AND COURSES

The Company does not claim ownership of the materials you provide to the Website (including feedback and suggestions) or post, upload, input or submit to the Website or our associated services (collectively “Submissions”). However, by posting, uploading, inputting, providing, or submitting your Submission you are granting the Company, our affiliated companies, and necessary sub-licensees permission to use your Submission in connection with the operation of their internet businesses including, without limitation, the rights to: copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat your Submission; and to publish your name in connection with your Submission.

No compensation will be paid with respect to the use of your Submission, as provided herein. The Company is under no obligation to post or use any Submission you may provide and may remove any Submission at any time in the Company’s sole discretion.

By posting, uploading, inputting, providing, or submitting your Submission you warrant and represent that you own or otherwise control all of the rights to your Submission as described in this section including, without limitation, all the rights necessary for you to provide, post, upload, input or submit the Submissions.

LINKS TO THIRD PARTY WEBSITES AND SERVICES

The Website, the resources available for download through the website, and the paid courses, programs and associated material may contain links to other Websites (“Linked Websites”). The Linked Websites are not under the control of the Company and the Company is not responsible for the contents of any Linked Website, including without limitation any link contained in a Linked Website, or any changes or updates to a Linked Website. The Company is providing these links to you only as a convenience, and the inclusion of any link does not imply endorsement by the Company of the Website or any association with its operators.

Certain services made available via the Website are delivered by third-party websites and organizations. By using any product, service, or functionality originating from the Website, you hereby acknowledge and consent that the Company may share such information and data with any third party with whom the Company has a contractual relationship to provide the requested product, service or functionality on behalf of the Website’s users and customers.

GUESTS

The Company may, from time to time, provide information from a third-party in the form of a podcast guest interview, interview on other platforms, guest blog posts, or other media. The Company does not control the information provided by such third-party guests, is not responsible for investigating the truth of any information provided and cannot guarantee the veracity of any statements made by such guests.

Individuals who agree to appear as guests on any podcast offered by the Company agree to transfer all intellectual property rights they may have in any such interviews to the Company and further provide a license to any rights they are unable to assign.

REVIEWS

At various times, we may provide reviews of products, services, or other resources. This may include reviews of books, services, and/or software applications. Any such reviews will represent the good-faith opinions of the author of such review. The products and services reviewed may be provided to the Company for free or at a reduced price as an incentive to provide a review.

Regardless of any such discounts, we will provide honest reviews of these products and/or services. You recognize that you should conduct your own due diligence and should not rely solely upon any reviews provided on this website.

We will disclose the existence of any discounts or incentives received in exchange for providing a review of a product. If you would like more information about any such discounts and incentives, send an email to [email protected] that includes the title of the reviewed product as the subject line. We will respond via email and disclose any incentives or discounts we received in association with any such review. 

NO ENDORSEMENTS

From time to time, the Company will refer to other products, services, coaches, consultants, and/or experts. Any such reference is not intended as an endorsement or statement that the information provided by the other party is accurate. Similarly, recommendations of products and services made on the Website or in the Courses do not constitute an endorsement of such products and services. The Company provides this information as a reference for users. It is your responsibility to conduct your own investigation and make your own determination about any such product, service, coach, consultant, and/or expert.

NO WARRANTIES

THE COMPANY MAKES NO WARRANTIES REGARDING THE PERFORMANCE OR OPERATION OF THIS WEBSITE. THE COMPANY FURTHER MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE INFORMATION, CONTENTS, MATERIALS, DOCUMENTS, PROGRAMS, PRODUCTS, BOOKS, OR SERVICES INCLUDED ON OR THROUGH THIS WEBSITE OR DURING LIVE OR RECORDED PRESENTATIONS. TO THE FULLEST EXTENT PERMISSIBLE UNDER THE LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

The Company provides ONLY educational and informational INFORMATION that are intended to help users of this Website AND the COURSES succeed with investing and otherwise. You nevertheless recognize that your ultimate success or failure will be the result of your own efforts, your particular situation, and innumerable other circumstances beyond the control and/or knowledge of the Company.

You also recognize that prior results do not guarantee a similar outcome.  Thus, the results obtained by others – whether clients or customers of the Company or otherwise – applying the principles set out in this Website AND IN THE COURSES are no guarantee that you or any other person or entity will be able to obtain similar results.

LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, THE COMPANY, INCLUDING ITS DIRECTORS, AGENTS, EMPLOYEES DISCLAIM ANY AND ALL LIABILITY FOR LOSSES OR DAMAGES OF ANY KIND WHATSOEVER ARISING DIRECTLY OR INDIRECTLY AS A RESULT OF (1) THE DATA, INFORMATION, ACCURACY, COMPLETENESS OR OTHERWISE OF THE CONTENT OR THE COURSES OR ANY LINKS OR THIRD PARTY CONTENT; (2) ANY ERRORS IN OR OMISSIONS FROM THE WEBSITE OR THE COURSES; (3) USE OF OR ACCESS TO THE WEBSITE; (4) ANY INABILITY TO ACCESS OR USE THE WEBSITE OR THE COURSES FOR ANY REASON.

TO THE FULL EXTENT PERMITTED BY CURRENT LAWS AND/OR REGULATIONS, THE COMPANY SHALL NOT BE LIABLE FOR ANY (1) LOSS OF PROFITS OR REVENUE OR SAVINGS OR OTHER ECONOMIC LOSS, (2) LOSS OF BUSINESS OR GOODWILL, (3) LOSS OF OR DAMAGE TO DATA, (4) INCIDENTAL OR SPECIAL LOSS, (5) WASTED OR LOST MANAGEMENT TIME, OR (6) INDIRECT OR CONSEQUENTIAL LOSS ARISING FROM USE OF OR ACCESS TO THE WEBSITE OR THE LIVE/RECORDED PRESENTATIONS, EVEN IF ADVISED OF THE POSSIBILITY OF ANY SUCH LOSS OR DAMAGE OR IF SUCH LOSS OR DAMAGE WAS FORESEEABLE.

INVESTMENT RISKS

Every investment involves risk, especially with regard to fluctuations in value and return. Investments in foreign currencies involve the additional risk that the foreign currency might lose value against the investor’s reference currency. As a result, returns may increase or decrease as a result of currency fluctuations. Certain investment alternatives discussed on the Website, on live/recorded presentations and on the courses are complex instruments and may carry a very high degree of risk. Such investments are intended only for investors who understand and accept the associated risks. The risks of investing include, but are not limited to: changes in financial and economic conditions; changes in the geopolitical climate; the motivation and financial health of financial providers; changes in the availability and pricing of financing; changes to laws and regulations; and events which could be classified as force majeure and other events outside of the control of the Company. Please contact a specialist for further details on risks associated with the investments covered on the Website, on live/recorded presentations and on the courses.

PAST AND FUTURE PERFORMANCE

Certain information contained on this Website, on the courses and on live/recorded presentations constitutes “forward-looking statements,” which can be identified by the use of forward-looking terminology such as “may,” “will,” “should,” “expect,” “anticipate,” “target,” “project,” “estimate,” “intend,” “continue” or “believe,” or the negatives thereof or other variations thereon or comparable terminology. Due to various risks and uncertainties, actual events or results or the actual performance of any investment may differ materially from those reflected or contemplated in such forward-looking statements. You should not rely on these forward-looking statements. As such, target returns and financial projections presented in this Website on the courses and on live/recorded presentations are not predictions or guarantees of future performance, and there is no certainty that the target return and target values will be reached. Such target returns have been determined on the basis of past performance. Certain information has been obtained from sources outside of the Company. While such information is believed to be reliable for the purposes used herein, neither the Company, nor any of its affiliates or partners, members or employees, assume any responsibility for the accuracy of such information.  Any performance information throughout the Website and on the courses takes into account various assumptions and there can be no assurance that these assumptions will prove to be accurate and that the indicated returns or performance will be achieved. All indicated returns and investment performance for individual investments are in local currency.  

AFFILIATE LINKS

The Company does not participate in affiliate marketing with any investment platforms (Trading Platforms, Robo Advisors, Banks, Brokerage accounts), nor is affiliated with any investment products. As such, we do not receive any commission from any investment platforms (Trading Platform, Robo Advisors, Banks, Brokerage accounts), and we do not receive any commissions (in any kind) on the assets invested by our program participants.

The Company may receive a commission from other educational programs, masterclasses, and courses recommended or promoted by the Company. Our recommendations are based on our assessment and we only recommend educational programs that we believe are helpful for our audience and complement our program.

CHANGES TO THE TERMS OF USE

Please be aware that the Company reserves the right to amend the Terms of Use at any time. All changes are effective immediately when we post them, and apply to all access to and use of the Website thereafter. Your continued use of the Website following the posting of revised Terms of Use means that you accept and agree to the changes. You are expected to check this page from time to time so you are aware of any changes, as they are binding on you.

Severability clause

To the extent that any provision of these Terms of Use is found by any competent court or authority to be invalid, unlawful or unenforceable in any jurisdiction, that provision shall be deemed to be severed from these Terms of Use but such finding shall not affect the validity, lawfulness or enforceability of the remainder of these Terms of Use in that jurisdiction, nor shall it affect the validity, lawfulness or enforceability of these Terms of Use in any other jurisdiction.

Applicable law and place of jurisdiction

Access to and use of the Website as well as the Terms of Use is governed by the law of Switzerland. The exclusive place of jurisdiction is Zug. 

CONTACT US

The Company welcomes your questions or comments regarding the Terms of Use:

Email Address: [email protected]

Effective as of November 1st, 2019 (last update 28th of October 2022)