When you join the program, you will immediately receive access to the first few modules and resources of the program.

You will receive the remaining modules a few weeks later as you progress through the program.

You should expect to spend about 15 hours consuming the core video material in this program. You will also be able to attend live Q&A call sessions twice per month (access granted for one year).

And of course, you will also need to spend a few more hours implementing what you learned.

Once you enroll, you’ll receive a detailed checklist with specific steps to complete each week. We will also check on you to ensure you complete and implement the entire program over the next 7 weeks.

But just in case things get in the way, you’ll have access to all the course material and the live Q&A sessions for the next 12 months.

When you enroll in the program, you will gain access to everything that’s included in the program for 12 months.

After completing the course, you’ll retain access to the continuously updated course material as long as your membership remains active.

Remember, your first year of membership is included at no additional cost, and it will renew thereafter quarterly at a reduced rate.

During the Q&A calls, you’ll be able to submit questions and get answers to make sure you fully understand the course topics and can apply the concept to your specific situation. 

And we provide a list of recommended investment platforms that work well for residents in Switzerland and Europe incl. UK. We also give example ETF portfolios in different currencies that will help you build your own.

However, we will not perform a detailed review of your personal situation, provide one-to-one counseling, nor otherwise provide formal investment advice.

You will be able to ask us any questions that you may have about the program material and how to implement it during the Q&A sessions twice per month.

Inside the program’s online community, you’ll interact with current and alumni participants in the program and get their views on questions you might have when you implement your plan.

If needed, it is possible to book private sessions with Fanny at an extra cost, although we have noticed that very few program participants feel the need to do that.

Yes, that’s pretty much the idea.

The objective of the program is to equip you with the knowledge and confidence you need to make sound financial and investment decisions based on the specifics of your life and preferences, and to manage your portfolio by yourself.

And we believe that’s a lot more useful than getting some advice from a third party without you understanding much about how it works.

In fact, many participants joined the program even after hiring a financial advisor because they weren’t sure about the advice they got or didn’t feel confident about how to put it into action.

Also, most so-called financial advisors are incentivized to sell you the financial products of the bank they work for or those of the financial institutions with which they collaborate.

To make things worse, very few financial advisors can give good guidance on expat and cross-border financial issues.

And those who are truly independent and knowledgeable usually charge high fees every year and are only taking on clients with very large portfolios.

This is why we believe this program is the best thing you can do for your financial life.

We do not give personalized, professional tax advice. You will want to hire a tax advisor for that if needed.

However, providing tax planning guidance is a part of the process to build and grow a large investment portfolio, especially in a multi-country situation. We can't teach about investing and show you how to best invest without understanding how tax laws impact investment decisions. 

This is why the program includes a comprehensive section about the tax implications of investment decisions and how different investment options may impact taxation when several countries are involved.

To help you further with this, we provide tax summaries for Switzerland, Germany, the Netherlands, Belgium, France, and the United Kingdom. We also show you how to leverage Artificial Intelligence tools to obtain detailed tax information for your constellation of countries.

We touch on real estate as part of portfolio diversification and inside our Advanced Investment Strategies bonus module.

We also have a small property-focused course that you'll be able to purchase separately when you join the program. This property course will help you understand the financial implications and return differences of investing in property vs the stock market.

You'll be able to compare the return profiles of several properties you may be considering. You'll also be able to assess whether you should buy or rent your home and invest the money instead in your specific situation.

Having said that, we will not go into a comprehensive, step-by-step process on how to invest in privately-owned real estate, neither in the Invest at REST program nor in the separate property module.

This is because it would require another full program for that. 😉

Yes - you're in the right place if you're an American expat.

Aysha lived in New York for four years and her eldest son was born there, which means he is American too. And with that, she is very familiar with the many restrictions and complications of being an American living abroad when it comes to investing.

Together with Fanny, we've done a lot of research, including consulting with US tax and investment experts on how, where, and in what to invest as a US expat living in Switzerland and across Europe and the UK in compliance with Swiss, European and US tax laws and regulations.

We've packaged all of this gold knowledge into a separate US section that can be purchased at the same time as the Invest at REST program at an extra cost.

Yes, we have many participants who work for international organizations in Switzerland and, like you, they don't pay tax on their salary.

However, most of them are still required to pay tax on their investments, and it's likely that you are liable for investment tax too. This will depend on the agreement that your organization has with the local authorities, but in most cases, the tax exemption only applies to salaried income, and not to investment income or capital gains.

In any case, all the other important aspects of investing also apply to you, including for example selecting the right investment platform and investment products, dealing with currencies, building a well-diversified portfolio and managing it until and in retirement.

No. We are completely independent of any financial organization and that's what we like.

This means that we don’t get any kind of compensation for recommending specific investment platforms or services, and we don't receive any commissions on the assets invested by the course participants.

It also means that we can pick and recommend what we find is best. And we're also free to speak our mind on the rest (which we do pretty often).

Private sessions are only available for Invest at REST participants.

As a program participant, you can book a 1-hour private session to discuss your specific situation at an additional cost.

However, we noticed that although many people inquire about private sessions when enrolling, few end up needing one. This is because, in our Q&A calls, we answer questions in detail and can engage in a conversation to ensure you get complete answers to everything you ask.

For this reason, we recommend waiting until you’ve completed the first weeks of the program to decide if a private session is necessary.

We don’t offer individual parts of the program for sale.

We sometimes get this question from people who already invest confidently but are mainly interested in specific topics—like multi-country tax and pension planning, managing multiple currencies, or just the US expat section.

The reason we don’t separate these is simple: investing is actually the easy part. The real challenge is handling the complex tax and pension rules across different countries—and that’s exactly what our program specializes in. Everything is connected, and that’s why we only offer it as a complete package.

We’ve put a huge amount of effort into making every part of this program valuable—so much so that we believe each section is worth the full price on its own.

And to make the decision risk-free, we offer a 30-day, no-questions-asked guarantee for anyone unsure if the program is right for them.

Our program is designed for people in Switzerland who have financial ties to other countries.

It’s a great fit for expats, Swiss citizens, and permanent residents who deal with international finances—like having pension contributions in another country, owning property abroad, or expecting to inherit assets from family overseas. It’s also ideal for those planning to move abroad in the future.

The program is also well-suited for Americans living in Switzerland and people working here for international organizations.

While we can't make any promises, it's likely that you can deduct the cost of the program from your taxes.

This will depend on the canton you live in and the tax officer who reviews your tax return.

When you join the program, you'll get an invoice by email that you can use for your tax filing.

So far, we haven't heard of anyone in Switzerland who wasn't able to deduct the cost of the program from their taxes.